A CHARMING BUNGALOW WITH MORE UP ITS SLEEVE

POSSIBLE VA LOAN ASSUMPTION: 2.904% APR | 2.875% INTEREST RATE

From the street, 409 Severin Avenue presents the charm of an established single-story bungalow—but take a closer look. This property offers an unusual combination of comfortable living space, thoughtful improvements, flexible possibilities, and the kind of workshop and outdoor utility that can be difficult to find.

COMFORTABLE LIVING WITH THOUGHTFUL UPDATES

The main residence features 2 bedrooms, 2 bathrooms and approximately 1,372 sq. ft. on an approximately 7,440 sq. ft. lot.

The updated kitchen pairs granite counters with stainless-steel appliances, while laminate flooring creates an easy flow through the living areas. Central heat and air, a tankless water heater, fireplace and primary bathroom walk-in shower add everyday comfort and convenience.

A FLEX ROOM WITH OPTIONS

The detached converted garage is currently presented as an approximately 300 sq. ft. flex room with its own private entrance and full bathroom.

Whether envisioned as an office, creative studio, hobby room, exercise area or another allowable use, this separate space offers flexibility and room to adapt as needs change.

THE WORKSHOP STEALS THE SHOW

Need serious workspace? The separate approximately 20' x 30' detached workshop provides substantial room for projects, equipment, tools, storage or vehicle use.

Extensive concrete makes it easier to move around the property, while the uncovered patio, upgraded electrical service, fencing, landscaping and gated rear-alley access add even more function. This is a property that understands people sometimes need more than a pretty kitchen—they need room to actually do things.

CONVENIENCE BEYOND THE FRONT DOOR

Located in Modesto’s established La Loma neighborhood, the home is convenient to grocery stores, shopping, restaurants and everyday services along the Yosemite Boulevard corridor.

Downtown Modesto offers additional dining, entertainment, cultural events and venues such as the Gallo Center for the Arts. Outdoor recreation is available along the Dry Creek Trail and at nearby community parks, including East La Loma Community Park. StanRTA bus service operates throughout the area, with additional regional commuter connections available through the Modesto Transit Center.

A VA ASSUMPTION WORTH ASKING ABOUT

Qualified buyers may have an opportunity to assume the seller’s existing VA loan. The advertised 2.904% APR and 2.875% interest rate apply only to the remaining assumable loan balance—not the entire purchase price.

Availability, balance and all loan terms must be verified with the loan servicer. The buyer must qualify and receive required VA and servicer approval and may need cash or separate financing for the difference between the purchase price and assumable loan balance. VA entitlement and release-of-liability requirements apply. This is not an offer of new financing.

IMPORTANT PROPERTY INFORMATION

The flex room is not represented as permitted living area, included in the official gross living area or an official ADU. Buyer to independently verify permits, square footage, bedroom and bathroom count, allowable uses and all material property information.

$499,000

2 Beds
2 Baths
House
Bungalow
1,372 sq ft
Lot 7,440 sq ft
Alley access, RV access and additional off-street parking
Detached 20' x 30' workshop with abundant project and storage space
Year Built: 1948
MLS: 226103992
Parcel: 116-001-015-000

PROPERTY HIGHLIGHTS

Single-Story Living
Detached 20' x 30' Workshop
Detached Flex Room + Full Bath
Updated Kitchen
Granite Countertops
Pantry Closet
Stainless Appliances
Living Room with fireplace
Laminate Floors
Formal Dining Area
Central Air Conditioning
Tankless Water Heater
Low Maintenance Landscaping
Extensive Concrete Areas
RV Access
Uncovered Patio
Alley Access

Photo Gallery

Launch Slideshow Viewer
Charming from the curb and just wait until you see what lies beyond it. This is not your average Modesto bungalow. Along with a comfortable 2-bedroom, 2-bath main home, the property offers extensive concrete improvements, a converted detached garage space with a full bath, and the workshop many buyers only dream about approximately 20' x 30' with convenient alley access. Whether your vision includes projects, hobbies, equipment, additional vehicle space, a home office or room for visito
A welcoming walkway leads through the distinctive entry arbor to the covered front porch. Extensive concrete improvements, attractive fencing, and low-maintenance landscaping add both function and curb appeal, while mature trees provide shade and an established setting. A charming entrance with a practical side always a nice combination.
Another view reveals the bungalow character, generous front setback and enclosed yard. Built in 1948 and updated over time, the home blends established neighborhood charm with improvements designed for today s everyday use. The property faces east and is conveniently located near Yosemite Boulevard, with shopping several blocks away and public transportation reported within one mile.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
A comfortable gathering space with laminate flooring, central heat and air, and a fireplace creating a natural focal point. The practical layout flows easily to the rest of the home and gives buyers flexibility to arrange the room around the way they live.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
This generously sized dining area offers wonderful flexibility for quiet everyday meals or larger gatherings with family and friends, while the sliding glass door brings in natural light and provides easy access to the backyard. Photograph generously provided and used with permission from the previous listing agent.
Now this is a kitchen with room to get something cooking! The generous layout features abundant white cabinetry, expansive counter space, stainless-steel appliances, two windows for natural light and a distinctive wood range hood that adds warmth and character.
Now this is a kitchen with room to get something cooking! The generous layout features abundant white cabinetry, expansive counter space, stainless-steel appliances, two windows for natural light and a distinctive wood range hood that adds warmth and character. Photograph generously provided and used with permission from the previous listing agent.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Laundry day comes with options! The current stacked washer-and-dryer configuration leaves valuable room for shelving and household storage, while the space previously accommodated side-by-side machines. Choose the arrangement that works best for you and yes, having a place for all those laundry supplies is always a welcome bonus. Buyers should verify appliance dimensions and connections for their preferred configuration.
Guests get more than a powder room here! This full guest bathroom features a tub-and-shower combination with classic white subway-tile surround, a long concrete vanity counter with integrated sink, black fixtures and a privacy window that welcomes natural light. The practical layout offers plenty of counter space for everyday essentials
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Front bedroom s comfortable proportions, natural light and useful wall space. There is room for a bed, dresser and reading chair while still maintaining an easy pathway through the room.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Storage, storage and more storage this bedroom does not skimp! Natural light, laminate flooring and a ceiling fan complement an impressive wall of built-in cabinets, closets and drawers, providing valuable organization without taking up additional floor space.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
This walk-in primary closet offers hanging space, shelving, and cubby-style storage to help keep clothing, shoes, and accessories organized.
The primary bath features a generous double-sink vanity with abundant cabinetry, marble-look counters, black fixtures, oval mirrors, a classic subway-tile backsplash, and warm wood-look flooring
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
The primary bedroom offers comfortable proportions, wood-look flooring, recessed lighting, a ceiling fan, and a wide window for natural light. Photo courtesy of the previous listing agent and used with permission thank you
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Looking across the patio from the opposite direction, this original view highlights the generous concrete area, mature shade tree, low-maintenance grounds, and detached workshop to the left.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Enjoy the expansive concrete patio, picture showing rear entrance, windows, mature shade, and planter area plenty of room to create outdoor dining and conversation spaces
This rear-yard view shows the detached flex space, expansive concrete patio and walkways, mature shade tree, and the workshop just beyond quite a collection of usable outdoor space.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Detached flex space with painted brick walls, concrete flooring, a window, exterior access, and a wall-mounted mini-split system. A versatile area for hobbies, projects, an office, or additional storage. Buyer to verify permits and allowable uses.
Within the detached flex space includes a shower, toilet, and compact vanity. This bathroom is not included in the advertised two-bath count. Buyer to independently verify permits and allowable use.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
The detached 20-by-30-foot workshop features metal construction, a large roll-up door, and concrete access in front an exciting bonus for projects, hobbies, equipment, or serious storage.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
A concrete walkway extends alongside the detached workshop, providing practical access around the building and additional space for moving equipment, tools, or supplies.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
The wide concrete area beside the detached workshop leads to gated rear-alley access, providing convenient entry for equipment, projects and everyday utility. This original, unaltered photograph shows the space as it currently appears.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Side entrance to the detached 20-by-30-foot workshop, surrounded by mature shade, gravel landscaping, and convenient concrete access. Seller reports personal property will be removed

39 Photos

Swipe to view. Tap to zoom.
Charming from the curb and just wait until you see what lies beyond it. This is not your average Modesto bungalow. Along with a comfortable 2-bedroom, 2-bath main home, the property offers extensive concrete improvements, a converted detached garage space with a full bath, and the workshop many buyers only dream about approximately 20' x 30' with convenient alley access. Whether your vision includes projects, hobbies, equipment, additional vehicle space, a home office or room for visito
A welcoming walkway leads through the distinctive entry arbor to the covered front porch. Extensive concrete improvements, attractive fencing, and low-maintenance landscaping add both function and curb appeal, while mature trees provide shade and an established setting. A charming entrance with a practical side always a nice combination.
Another view reveals the bungalow character, generous front setback and enclosed yard. Built in 1948 and updated over time, the home blends established neighborhood charm with improvements designed for today s everyday use. The property faces east and is conveniently located near Yosemite Boulevard, with shopping several blocks away and public transportation reported within one mile.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
A comfortable gathering space with laminate flooring, central heat and air, and a fireplace creating a natural focal point. The practical layout flows easily to the rest of the home and gives buyers flexibility to arrange the room around the way they live.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
This generously sized dining area offers wonderful flexibility for quiet everyday meals or larger gatherings with family and friends, while the sliding glass door brings in natural light and provides easy access to the backyard. Photograph generously provided and used with permission from the previous listing agent.
Now this is a kitchen with room to get something cooking! The generous layout features abundant white cabinetry, expansive counter space, stainless-steel appliances, two windows for natural light and a distinctive wood range hood that adds warmth and character.
Now this is a kitchen with room to get something cooking! The generous layout features abundant white cabinetry, expansive counter space, stainless-steel appliances, two windows for natural light and a distinctive wood range hood that adds warmth and character. Photograph generously provided and used with permission from the previous listing agent.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Laundry day comes with options! The current stacked washer-and-dryer configuration leaves valuable room for shelving and household storage, while the space previously accommodated side-by-side machines. Choose the arrangement that works best for you and yes, having a place for all those laundry supplies is always a welcome bonus. Buyers should verify appliance dimensions and connections for their preferred configuration.
Guests get more than a powder room here! This full guest bathroom features a tub-and-shower combination with classic white subway-tile surround, a long concrete vanity counter with integrated sink, black fixtures and a privacy window that welcomes natural light. The practical layout offers plenty of counter space for everyday essentials
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Front bedroom s comfortable proportions, natural light and useful wall space. There is room for a bed, dresser and reading chair while still maintaining an easy pathway through the room.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Storage, storage and more storage this bedroom does not skimp! Natural light, laminate flooring and a ceiling fan complement an impressive wall of built-in cabinets, closets and drawers, providing valuable organization without taking up additional floor space.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
This walk-in primary closet offers hanging space, shelving, and cubby-style storage to help keep clothing, shoes, and accessories organized.
The primary bath features a generous double-sink vanity with abundant cabinetry, marble-look counters, black fixtures, oval mirrors, a classic subway-tile backsplash, and warm wood-look flooring
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
The primary bedroom offers comfortable proportions, wood-look flooring, recessed lighting, a ceiling fan, and a wide window for natural light. Photo courtesy of the previous listing agent and used with permission thank you
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Looking across the patio from the opposite direction, this original view highlights the generous concrete area, mature shade tree, low-maintenance grounds, and detached workshop to the left.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Enjoy the expansive concrete patio, picture showing rear entrance, windows, mature shade, and planter area plenty of room to create outdoor dining and conversation spaces
This rear-yard view shows the detached flex space, expansive concrete patio and walkways, mature shade tree, and the workshop just beyond quite a collection of usable outdoor space.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Detached flex space with painted brick walls, concrete flooring, a window, exterior access, and a wall-mounted mini-split system. A versatile area for hobbies, projects, an office, or additional storage. Buyer to verify permits and allowable uses.
Within the detached flex space includes a shower, toilet, and compact vanity. This bathroom is not included in the advertised two-bath count. Buyer to independently verify permits and allowable use.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
The detached 20-by-30-foot workshop features metal construction, a large roll-up door, and concrete access in front an exciting bonus for projects, hobbies, equipment, or serious storage.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
A concrete walkway extends alongside the detached workshop, providing practical access around the building and additional space for moving equipment, tools, or supplies.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
The wide concrete area beside the detached workshop leads to gated rear-alley access, providing convenient entry for equipment, projects and everyday utility. This original, unaltered photograph shows the space as it currently appears.
DIGITALLY ALTERED FOR VISUALIZATION Furniture and d cor may have been added, and personal property may have been removed. No structural features have been changed. Items shown are not included in the sale.
Side entrance to the detached 20-by-30-foot workshop, surrounded by mature shade, gravel landscaping, and convenient concrete access. Seller reports personal property will be removed

Map & Nearby Places

409 Severin Ave
Modesto, CA 95354-1645
2 Bed | 2 Baths

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THE LA LOMA AREA